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Real Estate Valuations

PENNY O\'BRIEN - Agent at LVsweetHomes Realty

 

Mortgage Prequalification

What You'll Need

To complete your prequalification form, you may need the following information:

Property information

  • Address
  • Current value

Employment and income data

  • Monthly income
  • W-2 tax forms
  • 1040 tax forms if self-employed
  • Supplemental income (rental income, etc.)
Assets
  • Bank account statements
  • Investment account statements
  • Retirement account statements
  • Supplemental income (rental income, etc.)
Liabilities
  • Latest mortgage statement
  • Monthly debts (car loans, credit cards, etc.)

Free Credit Reports

Federal laws now mandate that every consumer is entitled to a free credit report once every 12 months from each of the nationwide credit reporting bureaus: Experian, TransUnion and Equifax. Eligibility for the credit report is determined by state of residence on a rollout schedule set by federal law. To get your credit report go to: https://www.annualcreditreport.com

A credit file disclosure provides you with all of the information in your credit file maintained by a consumer reporting company that could be provided by the consumer reporting company in a consumer report about you to a third party, such as a lender. A credit file disclosure also includes a record of everyone who has received a consumer report about you from the consumer reporting company within a certain period of time ("inquiries").

Penny O'Brien
Las Vegas | Henderson | Summerlin Realtor/Real Estate Agent

Cell: 702.321.9383
Email: lasvegasniceliving@yahoo.com

All information on this web site is deemed accurate and reliable however it is not guaranteed.
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